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In one of my recent feature articles, I mentioned that Raymond Ledford started his barber shop with two loans, totalling $10,000. One of those loans came from Pike County Bank (for $7,000); the other was from Troy Bank & Trust (for $3,000), Raymond told me. Now I imagine TB&T has done a few loans a lot bigger than $3,000, but this amount still helped launch a business that has prospered for 48 years.

Pike County Bank was another locally-owned bank, but it was acquired by, I think, SouthTrust and the Pike County Bank original location is now operated by the mega bank that took over for SouthTrust.

Troy Bank & Trust is still there with local loan officers making local loan decisions - more than a century after Charles Henderson and his brother started the bank.

I wonder how many loans TB&T has issued in that time span? I also wonder how many banks started in the 1800s are still operating today under the same name? Not many.

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